Products: Short-Term Disability Income Health Critical Illness Life Disability Cancer Accident Protect your paycheck from an unforseen accident or sickness. Our short-term disability is available through employer payroll deduction. Choose to cover as much as 70% of your income, up to a maximum of $2,000 per month. Benefits begin on the first day for disability due to accident, and on the 8th day for disability due to sickness. Choose your benefit period: 3 months, 6 months or 12 months. Did you know*...   48% of all home foreclosures in the U.S. are a result of disability; only 3% are due to premature death. At ages 35 - 40, your chances of being disabled are twice as great as those of dying. Each year: 1 in 106 people die 1 in 88 homes catch fire 1 in 70 cars is in a serious accident 1 in 8 people are disabled Could you live off savings?   Click here to learn more *Sources: Commissioners' Disability Table, US Gov't Housing/Finance, Society of Actuaries