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Products: Short-Term Disability Income
Critical Illness
Protect your paycheck from an unforseen accident or sickness. Our short-term disability is available through employer payroll deduction.
  • Choose to cover as much as 70% of your income, up to a maximum of $2,000 per month.
  • Benefits begin on the first day for disability due to accident, and on the 8th day for disability due to sickness.
  • Choose your benefit period: 3 months, 6 months or 12 months.
Did you know*...
  • 48% of all home foreclosures in the U.S. are a result of disability; only 3% are due to premature death.
  • At ages 35 - 40, your chances of being disabled are twice as great as those of dying.
  • Each year:
    • 1 in 106 people die
    • 1 in 88 homes catch fire
    • 1 in 70 cars is in a serious accident
    • 1 in 8 people are disabled
    Could you live off savings?
Click here to learn more
*Sources: Commissioners' Disability Table, US Gov't Housing/Finance, Society of Actuaries