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Products: Coverage for Critical Illness
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Critical Illness
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You can protect yourself and your family from the devastating financial consequences of a medical crisis with the Critical Security plan.

If you are diagnosed with a covered critical illness, the plan pays you a lump sum of up to $20,000 for you to use in any way you wish. You can choose the amount that's right for you.

This Coverage is Guaranteed Renewable and is available for you and your spouse. Also available is a cancer-only rider for your children, covering children to age 21.
Did you know...
  • One in 6 men, and One in 8 women, age 45 and over have had a heart attack or stroke. (2)
  • More than 16% of all people killed by cardiovascular diseases are under age 65 (2)
  • In 48% of men, and 63% of women who die suddenly of coronary heart disease, there was no previous evidence of disease. (2)
  • 45% of all heart attacks occur in people under age 65. (2)
  • Every 53 seconds, an American suffers a stroke. (3)
  • Stroke is the leading cause of serious disability in the United States. (2)
  • 28% of the people who suffer a stroke in a given year are under age 65. (3)
  • 40% of the population will develop cancer at some point in their lives. (1)
  • Cancer is the leading killer of children ages 1-14. (1)
  • 66% of the costs of cancer are indirect costs, not covered by major-medical insurance. (1)
  • Two thirds of heart attack patients do not make a complete recovery, in fact about 20% will be disabled with heart failure within six years after the attack. (2)
The good news is that changes of survival of many critical illnesses are going up(2,1) .
The bad news is that with higher survival rates, come much higher costs.

Sources: (1) Cancer Facts and Figures, 1995, American Cancer Society; (2) Heart and Stroke Facts, 1995 Statistical Supplement, American Heart Association; (3) 1998 Heart and Stroke Statistical Update, American Heart Association

Cash benefit, payable directly to you :
 
  • Lump-Sum Benefit Payable For:
  • Cancer
  • Stroke
  • Heart Attack
  • Major Organ Transplant
  • Multiple Sclerosis
  • Paralysis
  • Blindness
  • Deafness
  • End-Stage Kidney Failure
  • Coronary Artery Bypass (25% of face amount)
  • Angioplasty (10% of face amount)
 
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